CHAPTER # NO 04
(MY BANK ACCOUNT)
(ALL QUESTIONS / ANSWERS SINDH BOARD)
Q1: According to the author, what was the effect of a Bank upon him whenever he entered to do a business there?
Ans: Stephen Leacock, the author of the text "My Bank Account" has ironically portrayed himself as a person suffering from bank phobia. He is that much frightened of the bank, that everything related to it frightens him: even a look of the staff, furniture, and money in the bank, almost everything frightened him. On entering the bank he behaved as an irresponsible fool, and behaved in a mysterious way, making a laughing stock of himself.
Q2: Why did the author decide to open an account?
Ans: Stephen Leacock, the author of the text, "My Bank Account", portrays himself as a person suffering from bank phobia. He knew that he was afraid of entering into a bank to do business there. He behaved mysteriously like an irresponsible fool, making almost a laughing stock of himself. Yet, he decided to open an account because his salary was increased to fifty dollars a month. He thinks bank an ideal place to secure his hard earned amount. Hence he dares to enter the bank.
Q3: What was the reaction of the manager when the author told him that he wanted to see him alone?
Ans:When the author told the manager that he wanted to see him alone, it made him surprised. He takes the wrier to a private room and locks the door ensure privacy. At first he thought that the person had perhaps terrible but important news to break. Moreover, the highly mysterious behaviour of the visitor compelled the manager to enquire, either he was from the Pinkerton's detective. But the writer denied by implying that he was a detective albeit from some rival agency.
Q4: Why did the manager look relieved when he knew the purpose of the author's visit?
Ans: The surprised manager took the author to a private room, where he expected terrible and important information to obtain from the writer. The pale face and mysterious behaviour of the writer even made the manager think of the writer to belong to some detective agency. However, when the manger of the bank came to know that it was just a storm in the cup of tea- the author had come to the bank just to open an account of fifty-six dollars. The manager took a sigh of relief. The only purpose of the writer was to open a bank account, simply.
Ans : Fifty American dollars are equivalent to 6500 Pakistani rupees. The equivalence keeps changing due to global fluctuation and monetary trends.
Ans: The author depicted as a person suffering from bank phobia, behaving hysterically almost loses self control, while dealing with the staff of the bank. He is highly confused and is stressed to feel the bank swim before his eyes. He feels that every person of the staff had stopped writing and were looking at him. He was alone in his misery. In a fit of mischief, to his even worse luck, he mistakenly wrote fifty-six dollars instead of six dollars, while writing the cheque.
Q7: Explain the question of the clerk in the story my bank account as "How will you have it"?
Ans: Terrified and confused as he was, the writer tries his level best to quit the bank at his earliest. He did not like to make himself more of a laughing stock. He wanted just to take the amount and get going. But the staff cause hindrances in the passage to exit. While handing over him his drawn amount the clerk asks him that in what currency notes he wanted to take money. Confused as he is he doesn't understand what does the clerk mean, but later it makes sense to him.
Q8: Why was there a "roar of laughter" when the author left the bank?
Ans: The surprised and entertained staff has stopped writing and observes the mysterious, hysterical and stupid behaviour of the writer. Despite abortive attempts of the author to nullify the misconceived impression of the author, the writer makes laughing stock of himself in front of the bank staff. Stupefied as he is he leaves the bank in rush and a roar of laughter behind himself.
Q9: As the author, Stephen Leacock was a respected university teacher and a successful writer. Do you think this is a true story?
Ans: Stephen Leacock a university teacher and a prominent humour writer, cannot be expected to behave that much stupidly at a place very often visited by the public. Contrarily, he very effectively does depict the character of a person who is afraid of doing business in the bank. Though the story is fiction, yet it is very close to fact. He has tried to generate fascination describing in the manner as if it happened to him, it is a fictitious story.
Q10: Why is it wiser to keep one's money in a bank then to hoard it in one's home?
Ans: It is wiser to keep money in a bank rather than to hoard it in one's home because it is quite unsafe at home and sometimes spent unwisely. The banks manage and afford risk free security system, not possible for the individuals to maintain and afford at home. Apart from security the banks offer profits on the money deposited in the banks. It is therefore wiser to keep one's money in the bank than risking at home.
Q11: What is the moral of the story "My Bank Account"?
Ans: One feels hysteric when visiting any of the places for the first time. "My Bank Account" is a humorous description of the story of a business dealing, which the person does not know about. This person does not know that it is not mandatory to see the manager in person, privately, to open a bank account. Therefore of instead of avoiding going to such places one should go frequently to overcome the hesitation and know the process of doing business.
Q12: What kind of criticism is the story "My B Bank Account"?
Ans: "My bank Account" is the criticism of a futile ego and stupid obstinacy. There is no harm in seeking help if one does not know about a business one is doing for the first time. It is advisable behave humbly instead of rudely in situations where one does not feel comfortable. On the other hand, the simple folk should not be made fun of, instead, they should be encouraged and cooperated in hostile situations. The writer criticizes the attitude of the modern society where they laugh at the simple folks and their simplicity.

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